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However, according to Mr. Vinh, the survey results in 2023 show that there is no expectation of breakthrough growth in the last 6 months of this year compared to the same period last year. Instead, most banks believe that in the second half of 2023, the entire industry will be in a stable state, maintaining a growth rate of 44.2% compared to 42% as the result of the survey last year. 2022. The proportion of banks that forecast industry growth slightly lower increased slightly compared to last year, while the proportion of banks that believed in a positive/slightly better growth scenario compared to the same period in 2021 still remained. but narrowed to 14.3%. nieuwe online slots Reviewing policies and legal frameworks for Data Center, Cloud services